DO's and DONT's
of Protecting your Homestead Property
Hosea 4:6 "My people are destroyed from lack of knowledge"
- Deal only with a reputable company/person with years of experience and knowledge in Asset
Protection, Estate Planning, Law, Legal Research, etc. You would be greatly surprised how few
Realtors, mortgage brokers, loan officers, bankers, CPAs, even lawyers that are vaguely familiar
with protecting one's domiciled homestead or have not protected their own home properly.
- Never, EVER, Never buy a "cookie cutter" generic form over the internet unless
you thoroughly understand your state's the Homestead laws and their limitations. Would you be
able to explain the legal purpose and the benefits that you are entitled to, maybe even in a court
of law and to a judge ? This is where people get themselves into real deep legal trouble. Let's
use a hypothetical situation - Let's say you buy a Do-It-Yourself Revocable Trust form. Great,
you saved plenty of money by not paying for an expensive lawyer, now a few years later, you
get a notification of a certified letter from the IRS scheduling you for an audit and questioning
your Do-It-Yourself Revocable Trust - Now what do you do? Where do you turn to for service?
information? Assistance? Back to the Form Company? Maybe now you have to hire that
expensive lawyer ...That's why there is a "Right" way and a "Wrong" way to do every thing.
- Never, EVER, Never buy a "cookie cutter" generic form over the internet unless
you thoroughly understand your state's the Homestead laws and their limitations. THERE ARE
SOME COMPETITORS THAT ARE TELLING CONSUMERS THAT ALL THEY NEED
IS A CHEAP FORM - DON'T BELIEVE THESE IDIOTS !! THEY DON'T HAVE THE
KNOWLEDGE OR THE EXPERIENCE. I personally have "first hand" knowledge when the
Florida Dept of Revenue attempted to place a non-equity lien against my home even after I
served them with my declaratory notice of Homestead. What prevented their unlawful action
from occurring was from the knowledge of knowing what the limitations and benefits of properly
homesteading my domiciled property and what exactly a declaratory notice of homestead
actually does and what it doesn't protect against.
- In a perfect world, all we would need a form but unfortunately we do not live in a perfect world.
We are dealing with a very corrupt judicial system that is trying to disown the average citizen
from their assets, money and rights. Thomas Jefferson said "The Greatest Threat to the
American Citizen is.... the Judiciary"
- This is why this type of action is highly ill-advised and probably one of the worse actions
that you can possibly do. Buying a cheap and very in-expensive Homestead "form"
product from the internet (normal cost: $25-50), instead of purchasing a valuable
"service" is very poor method of asset protection and proper estate planning. Your
residential Home is your greatest financial asset that you & your family own - Do not
become "cheap" or "thrifty" in protecting your home & your family's home. Remember,
the wise saying, "You get what you pay for !" There is much truth & wisdom in this saying.
Never buy just the product, instead buy the company, it's services and its products.
"The sweetness of low price is soon forgotten,
while the bitterness of poor quality remains long after."
- If Litigation should befall you and your family's home then you have to be ready defend
yourself in a court of law (Pro Se) or at least have the service provider who had originally
assisted you in protecting your home to offer some valuable information (not legal advice). If
you buy a homestead form off the internet then you are "dead in the water" and back to
"square one". Be ready to spend thousands of dollars in hiring a attorney to represent you
which could have been avoided from the beginning. There's a right way & a wrong way in
protecting your most valuable financial asset - Your Home.
- DISCLAIMER: Homestead Services & Credit Restoration, D.B.A./ has fully disclosed to me/us that they/he is a non-lawyer and may not give legal and/or tax advice,
cannot tell me what my rights or remedies are, cannot tell me how to testify in court, and cannot represent me in court. I was first advised, at my own discretion and
choice, to connect any state Bar-Member attorney by Homestead Services & Credit Restoration, D.B.A.. It has been fully disclosed to me/us the difference between
legal information and legal advice. The use of any information contained herein, such as opinions, instructions, suggestions, advice, letters and other similar
content is at the user's own risk. You are encouraged to consult with a Bar attorney in your state of domicile for legal advise prior to making any decision that could
have legal or financial consequences to you.
- Just because a person has the title of "attorney", that does not mean he/she knows what they
are doing, or possesses the correct knowledge or has your "best interests" first. The word
"attorn" means "turn upside down" or"turn over" as in "to the King, all the property" and
that is what they do today... the "state" being the "king" now, the people without lawful
process in administrative "kings courts" or corporate "jurisdictions" - all totally outside of
the constitutional restrictions placed originally on government against the People to protect
us. We always recommend for any person to contact any legal entity or person of their
choice but No One will ever know your rights, better than you !!!
- "Corpus Juris Secundum" which mean "The Body of Law" or Legal encyclopedia,
Volume 7, Section 4: "Attorney & client: An Attorney's "first" duty is to the Courts (1)
and the public (2) and not to the client (3), and wherever the duties to an attorney's client
"conflict" with those interests that he/she owes his allegiance to, as an officer of the court in
the administration of justice, the former must yield to the latter.". The Biggest problem
today is that People do not know their own rights.
Homestead Services and Credit Restoration, DBA © 2006 – all rights reserved
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"But would want to sue me?"
Looney and Frivolous Lawsuits *Source: American Tort Reform Association
- "NYC Bride Sues Florist Over Flower Color," New York Times (AP), 10/16/07
- "Jets Fan Sues Pats, Seeks $184 Million," Chicago Tribune, 09/29/07
- "Woman Drinks Acid, Sues," Chicago Tribune, 09/17/07
- "Lawsuit Says 7th Grader Was Illegally Questioned," Chicago Tribune, 09/05/07
- "Man Says Hold the Cheese, Claims McDonalds Didn't, Sues for $10 Million," Charleston Daily Mail, 08/10/07
- "Man Sues Florist for Revealing Affair," AOL/ABC News, 08/10/07
- "Bid Challenging Pet Supplies Retailer's Pet-Friendly Policy Fails," The New York Law Journal/law.com, 08/08/07
- "Family Sues Police Over Dog's Shooting," The Captial (Annapolis, MD), 08/03/07
- "Starbucks Sued Over Spilled Tea," The Record/North Jersey Media Group, 07/27/07
- "Woman Says Golf Ball Hit Her, Sues Course, Golfer," The Chicago Tribune, 07/27/07
- "Our View: Painful Memories? File a Lawsuit," The Eagle Tribune, 07/26/07
- "Woman Who Hurt Her Ankle Sues Bar," Chicago Trubune, 07/23/07
- "Rink Suit Is a Slap Shot at Decency," The Buffalo News, 07/22/07
- "N.Y. Lawsuit Calls 'Ladies Night' Discriminatory," The National Law Journal/law.com, 07/12/07
- "2 Counties Sued Over Failure to Locate Dying Motorcyclist," Chicago Tribune, 07/10/07
- "Judge Who Lost $54M Suit Not Giving Up Pants Fight," The Associated Press/law.com, 07/09/07
- "Worker Sues Over Co-Worker's Perfume," The Detroit News, 07/04/07
- "Starburst Locked Woman's Jaw, Suit Says," Detroit Free Press, 07/03/07
- "Base Accusation: Injured Kid's Mom Sues 'Slide Fool' Coach," New York Post, 05/20/07
- "Citing Fraud, Judge Tosses Case After Video Shows 'Paralyzed' Woman Walking," Daily Business Review/law.com,
04/26/07
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